{
  "name": "Mandatory Minimum",
  "description": "Computes a US retirement account's required minimum distribution, its deadline and the excise tax for missing it. One tool: compute(age, balance, accountType, inherited) returns rmd, deadline, divisor and penalty. Free 3 calls/day, then $0.01 per call via MPP or x402.",
  "url": "https://mandatory-minimum.tinyverb.com/mcp",
  "version": "1.0.0",
  "documentationUrl": "https://mandatory-minimum.tinyverb.com/openapi.json",
  "provider": { "organization": "Mandatory Minimum", "url": "https://mandatory-minimum.tinyverb.com/" },
  "capabilities": { "streaming": false, "pushNotifications": false, "stateTransitionHistory": false },
  "defaultInputModes": ["application/json"],
  "defaultOutputModes": ["application/json"],
  "skills": [
    {
      "id": "compute",
      "name": "Compute an RMD",
      "description": "Divide a prior year-end retirement balance by the IRS life expectancy factor to get this year's required minimum distribution, its deadline and the penalty for missing it.",
      "tags": ["finance", "retirement", "rmd", "ira", "tax"],
      "examples": ["compute the RMD for a 73-year-old with $500,000 in a traditional IRA"]
    }
  ]
}